Interest Rates
Loan Interest Rates (w.e.f 11-JUN-2024)
| Sr. No | Type of Advance | Rate of interest % |
| 1 | Gold Loan - Bullet Loan (LNGB) | 8.50% (w.e.f 01.05.2023) |
| Gold Overdraft Loan (LNGSOD) | 9.00% (w.e.f 11.06.2024) | |
| 2 | Housing Loans (Up to Rs.35.00 Lakh) | 8.50% |
| 2 | Housing Loans (Above Rs.35.00 Lakh) | 9.00% |
| Loan to House Repair | 13.50% | |
| Top up Loan againest Housing Loan (Up to Rs.10 Lakh) | 12.00% | |
| Top up Loan againest Housing Loan (Above & Up to Rs.25 Lakh) | 12.50% | |
| 3 | Cash Credit (Hypothication of Stock & Book Debts ) | 12.50% |
| Cash Credit ( Hypothication Stock & Book Debts + More than 100% collerteral ) | 11.50% | |
| Cash Credit ( Hypothication Stock & Book Debts + More than 50% up to 100% collerteral ) | 12.00% | |
| Cash Credit ( Hypothication Stock & Book Debts + More than 25% up to 50% collerteral ) | 12.50% | |
| 4 | Overdraft againest Mortgage of Property | 10.00 % to 12.00 % |
| 5 | Mortgage Term Loan againest Property | 10.00 % to 12.00 % |
| 6 | Vehicle Loan | |
| Car Loan for Personal Use | 09.00% | |
| Two Wheeler for Personal Use | 11.00% | |
| Auto Rickshaw | 12.00% | |
| Tourist Car / Commercial Vehicle | 12.50% | |
| Existing customer having Borrowing limit of Rs.25.00 Lakhs & above | 9.50% | |
| 7 | Education Loan | |
| Loan Up to 5.00 lakhs- Female - Male | 9.75% | |
| Loan up to 50.00 lakhs- Female - Male | 9.50% | |
| 8 | Loan to Professionals (Medical Practitioners & Others ) | |
| Personal Loan | 10.50% | |
| Car Loan | 9.00% | |
| Term Loan / Overdraft Loan - againest Property Mortgage | 10.50% | |
| 9 | Advance against pledge of NSC/ KVP | 8.25% |
| 10 | Loans/ Overdraft against pledge of Bank's Term Deposits | |
| Up to 25.00 Lakhs Deposit | 1 % more than Deposit Interst rate /Average Deposit Interest rate | |
| Above 25 Lakhs Deposit /Bulk Deposit | 0.75 % more than Deposit Interst rate /Average Deposit Interest rate | |
| 11 | Commercial Real Estate - Builder /Devloper Loan | 12.50% |
| 12 | Personal Loan -For Salaried Person | |
| Gor Group - Special Personal Loan Scheme | 10.00 % to 12.00% | |
| For Sec-49 Deductions - Salary Credit Account Holders | 12.50% | |
| For without Sec-49 and Debit ECS | 15.00% | |
| 13 | Personal Loan -For Business Man | |
| For Covid Personal Loan | 12.00% | |
| Other Personal Loan | 15.00% |
Quick Access
CASH CREDIT LOAN
12.5% for Stock & Book Depts, 12% for Stock, Book depts & 60% Colleteral
EDUCATION LOAN
To meet expenses for pursuing higher Education , at India or abroad. Graduation / post-gradution / medical Dental / engineering / management / law Pilot / air hostess | 10.75 % to 12.00 %