Financial Results

Comparative Position Rs In Lakh

S.NO Particular 31-Mar-23 31-Mar-24
1 No of Branches Including Head office 13 13
2 Membership    
  Regular  47809 48710
   Nominal  2955 2495
3 Paid up Share Capital 1638.05 1695.09
  Total Reserve  9638.57 9320.08
  own funds 11276.62 11015.17
  BDDR 4118.44 3468.64
4 Total Deposit 74599.03 75118.39
  Casa Deposit % 42.86% 39.96%
5 Total Investment 33349.72 32514.01
6 Advances 49340.24 51743.20
  Secured  41542.52 44907.54
  Unsecured  7797.12 6835.67
7 CD Ratio 66.14% 68.88%
8 Capital Fund 7400.36 7714.00
  Capital Adequacy (CRAR) 15.90% 15.37%
9 Working Capital  91567.92 92733.28
10 Net Profit 431.72 372.19
11 NPA    
1 Sub Standard 368.36 178.6
2 Doubtful 3034.14 3033.03
  Gross NPA Amount 3402.50 3211.63
3 Net NPA Amount 0.0 0.0
4 Gross NPA % 6.90% 6.21%
5 Net NPA % 0.00% 0.00%
6 Overdues % 7.88% 7.35%
7 Total Staff 157 198
8 Audit Classification A A
9 Total Percentage of Priority Section 57.27% 62.87%
10 Total percentage of Weaker Section 18.20% 23.95%

CASH CREDIT LOAN

12.5% for Stock & Book Depts, 12% for Stock, Book depts & 60% Colleteral

EDUCATION LOAN

To meet expenses for pursuing higher Education , at India or abroad. Graduation / post-gradution / medical Dental / engineering / management / law Pilot / air hostess | 10.75 % to 12.00 %