Financial Results
Comparative Position Rs In Lakh |
|||
| S.NO | Particular | 31-Mar-23 | 31-Mar-24 |
| 1 | No of Branches Including Head office | 13 | 13 |
| 2 | Membership | ||
| Regular | 47809 | 48710 | |
| Nominal | 2955 | 2495 | |
| 3 | Paid up Share Capital | 1638.05 | 1695.09 |
| Total Reserve | 9638.57 | 9320.08 | |
| own funds | 11276.62 | 11015.17 | |
| BDDR | 4118.44 | 3468.64 | |
| 4 | Total Deposit | 74599.03 | 75118.39 |
| Casa Deposit % | 42.86% | 39.96% | |
| 5 | Total Investment | 33349.72 | 32514.01 |
| 6 | Advances | 49340.24 | 51743.20 |
| Secured | 41542.52 | 44907.54 | |
| Unsecured | 7797.12 | 6835.67 | |
| 7 | CD Ratio | 66.14% | 68.88% |
| 8 | Capital Fund | 7400.36 | 7714.00 |
| Capital Adequacy (CRAR) | 15.90% | 15.37% | |
| 9 | Working Capital | 91567.92 | 92733.28 |
| 10 | Net Profit | 431.72 | 372.19 |
| 11 | NPA | ||
| 1 | Sub Standard | 368.36 | 178.6 |
| 2 | Doubtful | 3034.14 | 3033.03 |
| Gross NPA Amount | 3402.50 | 3211.63 | |
| 3 | Net NPA Amount | 0.0 | 0.0 |
| 4 | Gross NPA % | 6.90% | 6.21% |
| 5 | Net NPA % | 0.00% | 0.00% |
| 6 | Overdues % | 7.88% | 7.35% |
| 7 | Total Staff | 157 | 198 |
| 8 | Audit Classification | A | A |
| 9 | Total Percentage of Priority Section | 57.27% | 62.87% |
| 10 | Total percentage of Weaker Section | 18.20% | 23.95% |
Quick Access
CASH CREDIT LOAN
12.5% for Stock & Book Depts, 12% for Stock, Book depts & 60% Colleteral
EDUCATION LOAN
To meet expenses for pursuing higher Education , at India or abroad. Graduation / post-gradution / medical Dental / engineering / management / law Pilot / air hostess | 10.75 % to 12.00 %