Loan Interest Rates (w.e.f 01.11.2020)
| Sr. No | Type of Advance | Rate of interest % |
| 1 | Gold Loan - Bullet Loan (LNGB) | 8.50% (w.e.f 01.07.20201) |
| Gold Overdraft Loan (LNGSOD) | 8.75% (w.e.f 01.07.20201) | |
| 2 | Housing Loans | 8.50% |
| Loan to House Repair | 13.50% | |
| Top up Loan againest Housing Loan | 11.00% | |
| 3 | Cash Credit (Hypothication of Stock & Book Debts ) | 12.50% |
| Cash Credit ( Hypothication Stock & Book Debts + 60 % collerteral ) | 12.00% | |
| 4 | Overdraft againest Mortgage of Property | 10.50 % to 13.50 % |
| 5 | Mortgage Term Loan againest Property | 10.50 % to 13.50 % |
| 6 | Vehicle Loan | |
| Car Loan for Personal Use | 10.00% | |
| Two Wheeler for Personal Use | 11.00% | |
| Auto Rickshaw | 12.00% | |
| Tourist Car / Commercial Vehicle | 12.50% | |
| Existing customer having Borrowing limit of Rs.25.00 Lakhs & above | 9.50% | |
| 7 | Education Loan | |
| In India Up to 20.00 lakhs- Female - Male | 10.75 % & 11.00% | |
| Overseas up to 35.00 lakhs- Female - Male | 11.75 % & 12.00% | |
| 8 | Loan to Professionals (Medical Practitioners & Others ) | |
| Personal Loan | 11.50% | |
| Car Loan | 9.50% | |
| Term Loan / Overdraft Loan - againest Property Mortgage | 10.50% | |
| 9 | Advance against pledge of NSC/ KVP | 11.00% |
| 10 | Loans/ Overdraft against pledge of Bank's Term Deposits | |
| Up to 25.00 Lakhs Deposit | 1 % more than Deposit Interst rate /Average Deposit Interest rate | |
| Above 25 Lakhs Deposit /Bulk Deposit | 0.75 % more than Deposit Interst rate /Average Deposit Interest rate | |
| 11 | Commercial Real Estate - Builder /Devloper Loan | 14.00% |
| 12 | Personal Loan -For Salaried Person | |
| Gor Group - Special Personal Loan Scheme | 11.00 % to 12.00% | |
| For Sec-49 Deductions - Salary Credit Account Holders | 12.50% | |
| For without Sec-49 and Debit ECS | 15.00% | |
| 13 | Personal Loan -For Business Man | |
| For Covid Personal Loan | 12.00% | |
| Other Personal Loan | 15.00% |