Home Personal Loan Schemes

Kurla Nagrik Sahakari Bank provides personal loan to help you in meeting any kind of personal expenses whenever you need it to meet your requirements. Need cash for expanding your business, furnishing your dream home, your daughter's marriage - all this and more made possible through Kurla Nagrik Sahakari Bank Personal Loans.

Loan is provided at low interest rates, no hidden costs or administrative charges, no prepayment penalties and comfortable repayment tenure.

Loan Interest Rates ( w.e.f.  01/04/2017 )
 LOAN MODEL

 LNGB / LNGSOD / LNG

From Dt. 01/08/2017

11.00 %

 

LOAN MODEL

New Interest Rate from 01/04/2017

 LNGHR

Up to 25 lakh

09.90 %

 LNGHR

Above 25 Lakh to 70 lakh

10.40 %

 

CASH CREDIT / OVERDRAFAT / COMMERCIAL TERM LOAN
CC / LNHP / LNM

 UP TO 20 LAKH

With collateral Security – 100 %

12.00 %

 

With collateral Security – 50 %

12.50 %

 

With collateral Security – 25 %

13.00 %

 

Without Collateral Security

13.50%

 

 Above 20 Lakh

11.90 % TO 13.50 %

 

  MORTGAGE TERM LOAN

  LNHSG

11.90 % TO 13.50 %

 

  MORTGAGE OVERDRAFT

  LNPSOD / SOD

12.25 % TO 13.75 %

 

 CAR LOAN

  LNV / LNV 2W/ LNVO / LNVTX/ LNVU

Car Loan for Personal use

10.00 %

 

Two Wheeler for personal use

11.00 %

 

Auto Rickshaw Loan

12.00 %

 

Tourist Car / Commercial Vehicle

12.50 %

 

Existing Customers having borrowing limit of Rs. 25.00 lakh & above

9.50 %

 

 EDUCATION LOAN LNEDU

In India - Up to 10 Lakh – Female Male

10.75%

 

In India - Up to 10 Lakh – Male

11.00%

 EDUCATION LOAN LNEDU

In India - Up to 10 Lakh – Female Male

10.75%

 

Overseas - Up to 20 Lakh – Female

11.75%

 

Overseas - Up to 20 Lakh – Male

12.00%

 

  PERSONAL LOAN

Under Sec. 49 OR Salary A/C with our Bank

  LNP49/ LNPH / LNPS

For Group

12.00 %

 

For Individual

12.50 %

 

Without Sec. 49

15.00 %

 

 

Loan for personal Business

15.00 %

 

  LNPB

Loan for personal Business

15.00 %

 

  LNGHRP

Loan for House Repairs

13.50 %

 

  LNGHRT

Top up Loan for Housing

13.50 %

 

  LNOTH

Paper Security - NSC /KVP / LIC

11.00 %

 

  Commercial Real Estate (CRE)

15.00 % to 16.00 %